United States/Canada 
Last Revised: March 6, 2026

Agents earn a ring for achieving a certain cash flow over a rolling 12- month period, while agent advancement is based on meeting various criteria over specific periods. Note that many agents do not reach the same success level. In 2025, World Financial Group Insurance Agency, LLC, its subsidiaries, and World Financial Group Insurance Agency of Canada Inc. paid an average of $11,443 to life insurance-licensed agents in the U.S. and Canada. This amount is in local currency and not adjusted for exchange rates. Agents are independent contractors responsible for their own business expenses, which are not included in the average cash flow.